Best Credit Cards for EV Charging Rewards in 2025

I’m a credit card rewards nerd so after much research, I felt like sharing my findings in credit cards that reward EV drivers. A growing number of credit cards now give bonus points or cash back when you plug in, and some of the deals are surprisingly good.

The standout option is the PenFed Platinum Rewards Visa Signature. It gives you 5x points at EV charging stations, which is about as high as it gets. The trade-off is that points can’t be redeemed for straight cash back, only for travel, gift cards, or merchandise. You’ll also need a PenFed membership, but anyone can join.

Here are some of the best credit cards for EV charging right now:

• PenFed Platinum Rewards Visa Signature – 5x points at charging stations, top earn rate, but limited redemptions
• Sam’s Club Mastercard – 5% cash back on charging and gas, capped at $6,000 per year
• U.S. Bank Altitude Connect Visa Signature – 4x points on charging, plus strong rewards on travel, dining, and groceries
• Costco Anywhere Visa (Citi) – 4% cash back on charging, capped at $7,000 per year
• Bank of America Customized Cash Rewards – 3% cash back if you select EV charging as your bonus category
• Wells Fargo Autograph – 3x points at charging stations automatically
• AAA Daily and Travel Advantage cards – up to 5% back on charging, though the cap is low
• FutureCard Visa – 10% cash back on EV charging, but it’s a charge card rather than a traditional credit card
• Fasten Rewards Visa – 3x points on charging, gas, tolls, parking, and car washes

If you’re looking for the absolute highest return on charging, PenFed and Sam’s Club lead the pack. For broader rewards across everyday spending, U.S. Bank’s Altitude Connect or Wells Fargo’s Autograph are solid picks. And if you’re already shopping at Costco or using AAA, their cards could be the most convenient fit.

Bottom line, charging your EV doesn’t just have to cost you money, it can actually pay you back if you’ve got the right card in your wallet.

Disclaimer: RivianTrackr does not receive any benefit or compensation from these card recommendations. This article is for informational purposes only and should not be considered financial advice.